We have the prescription for your tough life cases. Our in-house underwriting is facilitated by Dale Fradette, Ph. D.; Dale has nearly thirty years of underwriting experience and over thirty industry-related professional designations. Risk Insurance Marketing focuses on risks that are hard to place (problems with medical history, substance abuse history, travel, residence, finances, avocations, aviation and driving record). Let us do the initial research and find the best possible offer for you and your client, often within 24 to 48 hours. We can search the marketplace and often save both of you much time, expense, and frustration.


Please complete the appropriate underwriting questionnaires. When completed please fax or e-mail them to IMS.

Have questions.....send an e-mail to our Underwriter