United of Omaha has checked under the hood and tinkered just a bit with Term Life Answers to make sure it will continue to set the standard in the term marketplace.
Most important, they have lowered several of their rates and are nose to nose with the competition just like they said they would be. In fact, their Standard rates are going to be hard to beat.
Their new sweet spots are between ages 35 to 65 with the age last-birthday advantage, face amounts between $250,000 – $1,000,000+ in the following risk classes:
- Standard Non-tobacco – Male & Female
- Standard Tobacco – Male & Female
Term Life Answers 10, 15, 20, 30 applications signed before Nov. 1, 2012, and received in the home office by Nov. 15, 2012, will be issued with the old rates. Applications for Term Life Answers signed on or after Nov. 1, 2012, will be issued with the new rates.