LIFE INSURANCE

 LIFE INSURANCE RESOURCES

With access to over 40 carriers we assist advisors in shopping market for the best rates and products, whether you’re looking for Accelerated Underwriting, Term Insurance with Living Benefits, Accumulation IULS or Survivorship UL we serve as your one-stop hub for all things Life Insurance.

 

QUOTING

Term Rates, Universal & Whole Illustrations, and downloadable comparisons are available via multiple vendors just one click away.

APPLICATIONS

The most efficient Electronic Applications, Drop-Tickets, and Paper Apps and our Proprietary Universal Drop-Ticket.

UNDERWRITING & PRODUCT

Browse our carrier underwriting guides and latest product specs, our propriety IMS reference guides, or call and pick our brains on any product and underwriting questions.

LIFENOW PREAPP

Go digital with our proprietary electronic Pre-App that enables Advisors to send clients a secure e-link to complete either a Pre-screen or full Drop-Ticket compatible with any of our carrier’s drop-ticket.

IMS TAX-FREE RETIREMENT STRATEGIES

IMS Associates’ Tax-Free Retirement platform provides advisors with the tools, resources, and training to help them educate consumers on how Cash Value Life Insurance can strengthen their financial future.

– Full suite of marketing materials
– Quarterly webinar Trainings
– Educational Books for Advisors & Consumers
– Proprietary Case Design Software

TYPES OF LIFE INSURANCE

 

TERM

Term Insurance is still lowest cost option in the market and IMS’ offers a variety of carriers and underwriting options – including competitive non-med rates and accelerated underwriting options.

UNIVERSAL LIFE

IMS has a full suite of UL products from the lifetime Guarantees of a GUL or tax-free Income options via an IUL we have what your client needs.

WHOLE LIFE

Whole Life is still a the only form of Life Insurance for those looking for both guaranteed accumulation and dividend participation – use IMS full suite of WL Carriers to provide you clients with the accumulation and guarantees they are looking for.

FINAL EXPENSE

We have a variety of carriers for any of your senior clients, including both Simplified Issue and Guaranteed Issue products and easy to use underwriting tools to pre-screen your clients.

IMS PREMIUM FINANCE

Having long been a leader in advanced sales concepts IMS provides our advisors with best in class Premium Finance Platform. Combining our in house resources and expertise with the nation’s leading  products and lenders.

  • National Lender Network
  • Hands on Case Design
  • Proprietary Modeling Systems
  • Client Facing Deliverables

CORE CARRIER PARTNERS

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